Any mention of ‘we,’ ‘us,’ and ‘our’ throughout this document exclusively refers to planetaemrede.com. All information, services, and content available on this portal are provided by planetaemrede.com, subject to the condition that the user accepts all terms, conditions, and policies established herein. The use of our services implies browsing and interacting with the portal.
Planetaemrede.com is a website specialized in producing content related to financial education, offering informative features and analyses of various products/services (such as credit cards, loans, financing, and types of investments) provided by financial institutions, both national and international.
It is important to note that the use of this site is conditioned not only on the mentioned Terms but also on the Privacy Policy of planetaemrede.com, available at: Privacy Policy.
Therefore, the Terms and Conditions of Use aim to clarify the responsibilities, obligations, and duties of all users who access and/or use the planetaemrede.com website, as described in the subsequent points.
It is imperative to carefully read our Terms of Use. If you disagree with the established terms, we kindly request that you refrain from using the services offered by planetaemrede.com.
Section I – Admission
1.1 By using planetaemrede.com, the user commits to respecting the Terms and Conditions of Use, as well as the associated Privacy Policy.
1.2 By accessing and/or using planetaemrede.com, the user declares that they are at least 18 years old and have full legal capacity to accept these Terms and Conditions of Use in all their legal implications.
1.3 If the user does not meet the criteria mentioned above and/or disagrees, in whole or in part, with the provisions of these Terms and Conditions of Use, it is recommended that they refrain from accessing and/or using the services offered by planetaemrede.com, as well as its managed websites and services.
Section II – Contact
2.1 We are available to assist users, resolve potential issues, and provide information or address complaints about the products/services available on planetaemrede.com.
2.2 If you wish to contact us, you may do so via the contact form available on the planetaemrede.com website.
Section III – Responsibilities of the Parties
3.1 By exploring and using the services and products available on the planetaemrede.com portal, the user acknowledges having read, understood, and accepted all the clauses contained in this Agreement, the Terms of Use, and the Privacy Policy.
3.2 Planetaemrede.com provides links and redirects users to third-party websites, where services can be contracted and products acquired directly from the respective entities. Planetaemrede.com does not intervene in this process.
3.3 When redirected to a partner company’s website, the user is encouraged to review and explicitly agree to the terms of use and privacy policies of that company.
3.4 Responsibility for the policies and terms of use of third-party companies, as well as information about advertised services or products, does not lie with planetaemrede.com, nor for any transaction or contract made with such companies.
3.5 Any damages resulting from viruses or malware acquired during internet navigation or data transfers are not the responsibility of planetaemrede.com. Users are advised to keep their security systems up to date.
3.6 Planetaemrede.com disclaims liability for losses arising from improper use of the website or force majeure events.
3.7 It is important to note that planetaemrede.com does not request deposits or bank transfers for the approval or granting of financial products.
3.8 Furthermore, planetaemrede.com does not send emails requesting personal or registration information, executable attachments, or download links.
If you receive such communications, we kindly request that you notify us via the contact form available at: [Contact Form Name].
Section IV – Conditions of Use and Restrictions
Under the Service Provision Agreements, we stipulate strict guidelines for the use of our portal and content. The following are strictly prohibited:
- Using the site for illegal purposes or to promote activities contrary to the law.
- Violating any local, state, federal, provincial, or international laws or regulations.
- Infringing on our intellectual property rights or those of third parties.
- Engaging in harassment, abuse, defamation, intimidation, or discrimination based on gender, sexual orientation, religion, ethnicity, race, age, nationality, or disability.
- Spreading false or misleading information.
- Propagating viruses or harmful code that could impact the operation of the Service, related sites, other websites, or the Internet.
- Collecting or tracking personal data from third parties without proper consent.
- Engaging in spam, phishing, pharming, pretexting, spidering, crawling, or scraping.
- Using the site for obscene or immoral purposes.
- Bypassing or interfering with the security measures of the Service, related sites, other websites, or the Internet.
Note: We reserve the right to terminate or suspend the use of our Services and any linked site in case of violation of these restrictions.
Section V – Limitations of Liability and Warranties
We acknowledge that the use of our Service may not be continuous, fully secure, or free from errors. We do not guarantee that the results derived from the Service will always be accurate or reliable.
Access to the Service may occasionally be interrupted or terminated at any time without prior notice.
Under no circumstances will planetaemrede.com, its directors, employees, or partners be held liable for any damages, losses, or claims arising from the use of the Service.
This includes, without limitation, loss of profits, data, or other intangible losses resulting from the use of any service or product obtained through the Service or any other claim related to the use of the service.
In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability will be limited to the maximum extent permitted by applicable law.
Section VI – Duration and Expiration
Any legal or administrative action related to the use of planetaemrede.com, as described in these Terms of Use or the Privacy Policy, must be initiated within a maximum period of 90 days.
These Terms and Conditions of Use remain in effect indefinitely.
Section VII – Governing Law and Jurisdiction
7.1 These provisions and the Terms of Use should be interpreted in conjunction with the Privacy Policy.
Both are governed by the laws of the Federative Republic of Brazil, including the Federal Constitution, Civil Code, Consumer Protection Code, the General Internet Framework, and the General Data Protection Law.
7.2 Regarding aspects of interpretation or compliance with these Terms and the Privacy Policy, both parties agree to submit exclusively to the jurisdiction of the Chamber of Commerce in Tallinn, Estonia.
Section VIII – Content and Intellectual Property
8.1 Content and Intellectual Property
The material present on the portal is protected by copyright and intellectual property regulations. Reproduction, modification, distribution, display, or creation of derivative works based on this content is strictly prohibited without prior written authorization.
8.2 Responsibility
We do not assume responsibility for content generated by third parties, such as comments and posts on forums or social networks. Similarly, we are not liable for any damages resulting from the use of the site, whether direct, indirect, incidental, or consequential.
8.3 Violations
We may remove content that violates these terms, particularly those that are illegal, offensive, defamatory, or infringe on third-party rights.
Section IX – Modification of Terms and Conditions
Planetaemrede.com reserves the right to make changes, suspend, or terminate any part of its services at any time without prior notice. Such modifications do not confer any liability on planetaemrede.com to you or third parties.
By using the planetaemrede.com site, you automatically and mandatorily accept these Terms and Conditions. Those who disagree with these terms must refrain from using the site.
Section X – Contact Information
If you have questions or suggestions regarding our services, we encourage you to contact our customer service team. Please send your message via the following form: https://planetaemrede.com/contact. We are here to assist you.